Custom homes
Start from a plan you love, a plan we modify, or a sketch on a napkin. Our in-house design help turns it into a buildable set of plans.
Est. 1986 Family owned
Custom homes, built right in the Panhandle.
For 40 years the Gamble family has designed and built custom homes across Okaloosa, Santa Rosa and Walton counties. Bring your land, your plans or just a sketch.
- 5.08 Google reviews
- Since 1986Family owned & operated
- Parade of HomesAward winner ’96, ’98, ’99
- 3 countiesOkaloosa · Santa Rosa · Walton
Recent build · Baker, Florida
Five bedrooms of brick, in the middle of 17 wooded acres.
Completed in 2024, this home was designed to be fully handicap accessible, with two primary suites, a paved loop drive and a fireplace on the screened back porch.
3,366heated sq ft
5 / 3.5beds / baths
17wooded acres
2024completed
- Quartz countertops, granite vanities and Thermador appliances
- Two variable-speed HVAC systems and two water heaters
- Recessed tile showers and a heated tile floor in the primary bath
- Under- and over-cabinet lighting throughout the kitchen
From the early years
Four decades of homes around Crestview.
A few of the homes from Gamble’s original “Showplace,” from starter homes to 3,000-square-foot custom builds.
What we build
One builder, from the first sketch to the final walkthrough.
Homes on your land
In-town lots, subdivisions or wooded acreage like our Baker build. No land yet? Our family’s brokerage, American Classic Realty, can help you look.
Accessible homes
Planned for accessibility from day one, like our 2024 Baker home with its recessed tile showers and two primary suites.
Remodels & additions
Room additions, renovations, workshops and slabs, with the same care we put into a new home.
How it works
A clear path to your new home.
Building custom shouldn’t feel like a gamble. You’ll know what’s happening, what it costs and who to call at every step.
Free consultation
Sit down with David at our Crestview office or on your land. Talk through your lot, your budget and how you live.
Design & plans
Pick a plan, modify one or start from scratch. We draw it up and help with cabinets, counters and flooring.
Pricing & contract
A detailed price and written contract before anything is built, so there are no surprises.
Build, with updates
One point of contact handles scheduling and quality control and keeps you posted as the house goes up.
Walkthrough & warranty
Walk the finished home with us, sign off on the punch list and get your keys, backed by our builder warranty.
Your budget, respected
Clients say we “did what they promised.” You see the price in writing before we start, and we talk through any change before it’s made.
You’ll never wonder what’s going on
You deal directly with a Gamble, not a call center. Reviewers single out our communication and timelines.
Reviews
Homeowners still bragging years later.
5.0
★★★★★8 reviews on Google
★★★★★
“Gamble construction built two homes for me. Both built with excellence and durability. I felt heard and important during the building process… Still live in my Gamble built house!”
★★★★★
“This is the best builder in NWFL. We were so pleased with his knowledge, crews, professionalism, timelines, and communication. Thanks so much David!”
★★★★★
“Wonderful, wonderful people to work with. They did what they promised and were pleasant to work with…”
Letters from our homeowners
Published on Gamble’s original website by the families who wrote them.
David Gamble met every moment of uncertainty and expectation of perfection on our part with patience, genuine understanding, and good-hearted humor… The foundation of Gamble Construction is friendliness, honesty, and quality.
We spent close to a year researching… before we chose Gamble Construction. After the smoothest building experience that anyone could ask for… we are still bragging about our home and sending our friends to Gamble to build their next home!
The quality of both the materials and workmanship were simply outstanding. Changes, which inevitably occur, were accomplished without even one problem arising.
All of our questions and changes that we had (these were numerous), were addressed promptly and in a courteous manner… We could not have asked for a better builder to build our first home!
About Gamble Construction
A Crestview family business since 1986.
Dennis O. Gamble founded Gamble Construction in 1986 with an open-door policy and a mission statement:
“Integrity and customer satisfaction is the #1 priority.”
Vice President David Gamble runs the day-to-day: scheduling the crews, checking the quality and working one-on-one with every homeowner. Mary Alice Gamble handles the permits and paperwork. It’s why reviewers thank David by name, and why some families have built with Gamble twice.
Along the way Gamble homes won Parade of Homes awards in 1996, 1998 and 1999. In 1999 Gamble was chosen as the Northwest Florida builder for the Southern Living Custom Builder Program.
- Founded1986, Crestview, Florida
- FamilyDennis O. Gamble, President · David F. Gamble, Vice President · Mary Alice Gamble, Secretary/Treasurer
- Office4373 S Ferdon Blvd, Crestview
- Real estatePartner brokerage: American Classic Realty (Gamble family)
Where we build
From Florala to the Emerald Coast.
Based on Ferdon Boulevard in Crestview, we build across the western Panhandle, on in-town lots, in subdivisions and out on the acreage north of I-10.
Okaloosa CountyCrestview · Baker · Milligan · Niceville · Valparaiso · Shalimar · Fort Walton Beach · Destin
Santa Rosa CountyCall us to check your site
Walton CountyDeFuniak Springs · Freeport · South Walton
South AlabamaFlorala, Alabama
Questions
Good questions to ask a builder.
Do you build on my land?
Yes. We build on your lot or acreage, in town or out in the country. If you’re still looking for land, our family’s real estate brokerage, American Classic Realty, can help you find a good site and check it before you buy.
Do you help with house plans?
Yes. Bring a plan you like and we’ll modify it, or start from a sketch and we’ll design it with you in-house. We also help with selections like cabinets, countertops and flooring.
How long does a custom home take?
It depends on the size of the home, the site work and your selections. We’ll give you a realistic schedule before you sign, and keep you updated as the build moves along.
How does financing a custom home work?
Most families use a construction loan (often a one-time-close construction-to-permanent loan) from a local bank or mortgage lender. We work with your lender on the draw schedule and inspections. Get pre-qualified early so we can design to a budget you’re comfortable with.
Can you build an accessible or multi-generational home?
Yes. Our 2024 Baker home was designed to be fully handicap accessible, with two primary suites and recessed tile showers. Tell us who will live in the home and we’ll plan for it from the start.
What areas do you serve?
Okaloosa, Santa Rosa and Walton counties in Florida, plus Florala, Alabama. Not sure if you’re in range? Give us a call.
Free consultation
Let’s talk about your home.
Tell us a little about your land and what you have in mind. A Gamble will get back to you.
- (850) 682-4995Office line
- 4373 S Ferdon Blvd
Crestview, FL 32536On SR 85, south of downtown - Monday–Friday, 8 am–5 pm